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Book Review: What Every Indian Should Know Before Investing by Vinod Pottayil

Money, finance, investment, ROI are not just words that we keep hearing every day, rater it’s our life. They govern our happiness, overall lifestyle, status quo, and much more. Hardly there is any person on the earth who doesn’t want to grow financially in life.


Financial freedom and success is a huge aspect of Indians life. But the dark truth is that they are underequipped and lacks knowledge about it. Thus, people land up making either haste decisions or get into investments that make them unhappy and worried.

Well this book ‘What Every Indian Should Know before Investing’ by Vinod Pottayil brings an explicit approach towards investing insights for Indians. This is quite an exhaustive book with around 21 chapters. First and last 3 chapters in the book are necessary for all Indians who believe in any sort of investment. It looks like that the author knows the basic dilemma of Indians, thus, he started the book with basic concepts of investment and terms. In the very first chapter, he takes us to that story of mother who collects the money of children but later on presents them with something great. He asserts that investment sounds painful but when it doles out results, we feel a sense of ballast and happiness settles inevitably.

In the second chapter, he discussed the role of women in investment. The third chapter is very important if one wants to be well-versed with investment, financial planning and so on. This chapter works on financial jargons like Debt, Bulls and Bears, Asset, Annuity, Equity, and much more.

Further inside the book, the author lays open the avenues of investment in various sectors. From fixed deposits to mutual funds to SIP to government schemes and pensions to real estate…the book takes care of all investment options available today for an Indian citizen. Each of the chapter is well-laid out and has a format that makes easy to grasp all the information. For instance, it talks about advantages, disadvantages, how to start/invest, investment meter, tax impact, and conclude the chapter by showing all the information in a logical flow chart. In addition to that, one can find links to valuable resources too.

Not all chapters are about investment, in fact there are a few ones on financial planning as well like coverage on provident fund, making a will, how to calculate liabilities and growth potential.

The book is written in simple language. The author has presented simple calculations for better understanding. People from investment field, will find this book a gem of piece, and new aspirants can gain a fountain of knowledge. This book is for all that wants to plunge in finance planning and secure their future for themselves and their loved ones. If knowledge is power, it’s also applicable for the finance domain. The book is full of USP, it will not be possible to discuss the book in one review, if someone follows the investment market trends this book will make them more equipped and profound.

Buy the book from Amazon.

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